We pursue a holistic approach, incorporating all your investments in your plan, including the ones we do not actively manage. Look in the Blog for our Annual ADV for more specifics. The keys to financial freedom are immutable: spending less than you make; regular deposits to your retirement and investment accounts; diversified holdings appropriate to your personality, goals, risk ability, taxes and inflation; periodic reviews for progress and asset allocation; and a steely focus on your goals.
Retirement, or the lack of a paycheck, changes everything. It is far harder to handle a portfolio once you start taking money out than it is when you make regular deposits. Let us help you design and implement a withdrawal strategy that is conservative enough to last and flexible enough to adapt.